Clarendon National Ins. Co.

Clarendon National offers varied ranges of eligible classes, providing greater flexibility for workers' compensation coverage.

Program Overview

Premium range is a maximum of $300,000 EAP.

This is a multi state program, and Clarendon will write in all other states except ND, OH, WA, WV, and WY.  California is the primary state.  Out of states exposure cannot exceed 40% of total written premium.

Limitations:

• Ex Mod must be under 1.45
• No more that 100 employees per location
• Loss ratio cannot exceed 55%
• Other restrictions may apply depending upon class code

Other Program Considerations:

• Broad Class Code Base
• Inclusive of Landscaping and Light to Medium Contracting
• Multi-State Exposures Accepted when the Majority of the Risk Resides in California
• Guaranteed Cost
• Emphasis on Small, Midsize, and Some Large Accounts
• Loss Ratio Emphasis is 45% or Better Over the Last Four Years
• No Underwriting Discretion

Requirements

• 4 Years Currently Valued Loss Runs
• Details on Losses in Excess of $20,000
• 4 Years of Payroll History
• 4 Years of Premium History
• The Number of Employees by Location (cannot exceed 100 employees per location)
• Ownership Information
• Maximum Height Worked and Equipment Used
• Coverage Cannot be Backdated
• ACORD Application
• Clarendon Supplemental Application

Forms & Information