Legal

PROPRIETARY RIGHTS

This Internet site is owned by Regency Pacific Insurance Services, Inc. - DBA: International Facilities North Insurance Services (IFN or IFNIS). IFN maintains this site as a service to its producers and their clients. The images, design of, and information contained within this site are owned or licensed by International Facilities North Insurance Services, and protected by copyright, trademark and other proprietary rights. IFN owns a copyright in the selection, arrangement and design of the entire contents of this Internet site, as well as in the original contents herein. IFN and the other affiliate companies and services referenced herein are either service marks or registered service marks of International Facilities North Insurance Services. Other product and company names mentioned herein may be the trademarks, trade names or service marks of their respective owners.

One copy of the contents may be viewed and downloaded for your own use. The contents may not be modified and may not be otherwise used, i.e., copied, stored electronically, licensed, transmitted, broadcast, published, or distributed in whole or in part in any manner without the prior written consent of the IFN.

DISCLAIMER

IFN will use reasonable efforts to include accurate and up-to-date information on this site, but makes no warranties or representations as to its accuracy, reliability and completeness. IFN shall not be liable for damages of any kind arising out of your access of, or inability to access, this site or your reliance on the information on this site. The product and service descriptions included are for the sole purpose of providing a general reference tool concerning the nature and type of products and services available from IFN. The descriptions are not intended to be relied upon by potential clients. The descriptions of products in this web site provide a broad overview only. All products and services are subject to conditions, limitations and exclusions as contained in the policy or contract. These conditions, limitations and exclusions may not be listed on the web site and you must see the product or service itself for an exact description. If you are interested in a product or service, please click here for a contact in our marketing department.

IFN also disclaims all liability for any computer viruses that are loaded into users' computers when they download documents or applications from this site. You may be able to download software applications ("Software") from this site. Unless otherwise provided in a software license agreement, such Software is provided "AS IS," WITHOUT A WARRANTY OF ANY KIND. IFN DISCLAIMS ALL WARRANTIES AND CONDITIONS WITH REGARD TO THE SOFTWARE INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, TITLE AND NON-INFRINGEMENT.

IFN is neither responsible nor liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or other damages arising out of or relating in any way to the Software, even if advised of the possibility of such damages. Your sole remedy for dissatisfaction with the Software is to stop using the Software.

Any communications and material you send to this site or to IFN by Internet electronic mail are on a non-confidential basis.

IFN does not utilize unsolicited ideas for products or services. Please do not send any e-mail or in any other way communicate ideas for new products and services.

By continuing to access this web site, and by submitting e-mail to us, you agree that you shall have no recourse against our company for any alleged or actual infringement or misappropriation of any proprietary rights in your communication to us.

HYPERLINKS

Clicking on certain links within this site will let you leave the IFN web site. The linked sites are not under the control of IFN and we are not responsible for the contents of any linked site or any link contained in a linked site. IFN is providing these links to you only as a convenience, and inclusion of any link does not imply endorsement by IFN of the site. IFN believes that these linked sites are publicly accessible over the Internet and that access to them is legally permissible, but if access to any site is restricted, IFN will remove the linked site upon an appropriate written request.

UPDATE OF LEGAL INFORMATION

IFN reserves the right to change the products and services referred to in this site and to change this legal statement at any time.