Welcome to the November edition of the IFNIS Times.

General News

To make things easier, we have created an email address specifically for submissions. Starting November 15th, please submit all applications to submissions@ifnis.com

We want your large work comp accounts. We have a dedicated focus on accounts over $100,000 in premium. We have multiple carriers who will handle large accounts with high experience mods in high hazard industries.



We are happy to announce new markets for Property and General Liability:

  • Chubb
  • Hartford
  • HSBC - Lloyd's Property Facility
  • One Beacon

    We are happy to announce new markets for Workers' Compensation:
  • ACE
  • Republic Indemnity (for Northern California accounts)
  • USF&G (majority exposure outside of CA)

    So send in your applications or speak to your account manager for more information

    ****Details to Remember****
    • We have online capabilities with more than 5 carriers which will speed our ability to get you a package or workers comp quote
    • IFNIS only deals with "A" rated carriers
    • We can handle:

      • New Ventures without surcharges
      • Mid-term Moves
      • Lapse in Coverage
      • Contractors for Property and GL coverages
      • Artisan Contractors for Package and Work Comp coverages
      • Program Business
      • Multi-State Accounts
      • Defence Base Act coverages for Work Comp
      • International Coverages
      • Professional Liability, E&O and D&O

    • Carrier News

    AIG - We have had recent success on large, high mod work comp accounts. We continue to write a lot of business with their online Work Comp program including accounts with lapses in coverage. AIG also covers the liability market with a great PrivateRisk Protector product as well as international exposures with the WorldRisk product

    Clarendon - Effective in October, the company has changed their name to Praetorian. The company continues to be hot for artisan contractors and light manufacturing risks

    CNA - Carrier has increased its desire for Contractors. We have in-house quoting capabilities with credit authority. Low cost Umbrella coverage is quoted with every package as an option. In many cases, work comp can also be added to the package policy

    HSBC - Lloyd's - This is mainly a property facility but can also handle general liability for smaller commercial risks. Target properties include bars, restaurants, hotels/motels, auto body shops, rental dwellings, retail and light industrial

    National Liability & Fire - Effective 01/01/07, NLF will change its operating name to Oak River Insurance which is a member of the Berkshire Hathaway Homestate Companies (BHHC). Early in 2007, Cypress insurance will be folded into BHCC and become a preferred market for Work Comp. IFNIS will have access to both companies

    Zenith - Carrier has announced additional credits for some retail, agricultural, physician, service/gas station, grocery and restaurant classes effective 12/01/06. We can write accounts on-line up to $35,000

    Zurich - Carrier now offers stand alone work comp coverage for a select group of class codes. Carrier is still a great market for Builder's Risk coverage

    We hope you enjoyed this edition of our newsletter. Remember, we are always available by email, phone (888-782-9887) or fax (800-910-1660).

    Sincerely,
    The Team at IFNIS